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- Maximum Asset & Equity Protection for your Florida Homestead Real
Property
* Ft. Lauderdale * Miami * * West Palm Beach * Orlando * Tamp=
a *
St. Petersburg * Vero Beach * Palm Coast * Jacksonville * St. August=
ine
* Tallahassee * Ocala * Treasure Coast * Naples * Fort Meyers * Panhandle * Serving All Of
Florida *
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- John Sims – Ft. Lauderdale, Florida
- Title: President and Owner
-
John has been known and respected as a nationally recognized
expert and author on FL homesteads with more than 30 years experienc=
e in
operations & technical management and a senior consultant. With =
more
than 15 years of experience specializing in all aspects of FL Homest=
ead
Law and other related areas, he has studied, researched and written
extensively in the areas of legal exemptions, property & asset
protection and family law. He lives with his family in Ft. Lauderdal=
e,
FL
- In clear, direct layman’s language, his book reveals the exact
techniques and successful strategies used by legal specialists
throughout Florida to shield and protect their client’s Homest=
ead
property, income &
wealth relying on the written laws, statutes and official court cases
published in the public record archives. John started his business to
help people just like you and to give them the tools to protect their
home, real property and equity from creditors and lawsuits.
- Janet Gill – Ft. Lauderdale, Florida
- Title: Vice President, GM and Owner
- Nationally recognized expert with 25+ years in health-medical busine=
ss
operations, management, specializing in all aspects. An insured and
bonded notary public and a member of the National Notary Association=
.
- INDEPENDENT AGENTS - Region
- Dan Baldwin, NW – Professor of Business, Certified Mgm’t
Consultant, Loan-Mortgage Officer, Arbitrator
- Lionel Cox, NE - Mortgage Solutions, Business Manager, Loan Consulta=
nt
- Steve Bis, SE – Operations & Business Manager, Credit
Counselor
- James Feehan, CE - Insurance Agent, Estate Planner
- James Sims, TC - Property Inspector
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- Maximum Protection for Florida Property Owners against Liens, Judgme=
nts,
Levies & Attachments by most creditors.
- Existing Liens, Judgments & Attachments issued by most creditors=
, debtors,
etc. are unenforceable.
- “Legally Unenforceable” normally within 45 days.
- Avoidance of a “Clouded Title” on your real property.
- Utilizing Maximum Asset and Equity Protection for Florida
Homeowners’ Residential Property.
- Unencumbered Transferability of Title-Deed in the event of Death, Sa=
le,
Transfer, Exchange or Re-Financing of your Florida Homesteaded Prope=
rty.
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- Homeowners Insurance
-
Monetary Protection Against Flood, Fire, Wind Damage, Theft,
Vandalism, Lightning, Acts of God, etc.
- Security Alarms, Motion Lights and Detectors
-
Protection against Burglary, Theft, Vandalism, etc.
- Extra Window & Door Locks
- Add=
ed
Safety and Security.
- Fire extinguishers
-
Protection for Unexpected & Sudden Fire.
- Surge protectors
-
Protection for Expensive Electronics & Appliances from
Lightning Surges and Power surges.
- Upkeep and Upgrades
- Tim=
e,
Money, Materials & Labor.
- Trust & Wills
-
Trusts avoid probate, Will insures last wishes.
- Life Insurance & Mortgage Disability
-
Pays off Existing Balance of Mortgage Amount, Mortgage Paymen=
ts
Continue if Disabled (Full or Partial Disability)
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- Your home is 100% financially and completely exposed to frivolous li=
ens,
judgments, and attachments and is NOT protected under Florida Homest=
ead
Laws and the Florida Constitution as you have assumed.
- “But I receive my Homestead Exemption every year?” ̵=
1; Yes,
this is true BUT this does NOT legally protect your Homestead proper=
ty!
Homestead exemption is only for your annual Ad Valorem (Real Estate)
property taxes but does not protect your home or its equity. It is n=
ot
automatic.
- Do you realize that any person, lawyer, company, government agency, =
code
enforcement board, or any other entity can place a lien against your
Home at any time, for any reason, without cause or notification?
- Florida laws states that you do not even have to be legally notified=
if
a lien or judgment is placed against your home! Homes are sold on the
courthouse steps daily!
- Judgments and liens can stay enforced against your homesteaded prope=
rty
for up to 20 years!
- My Attorney represents my best interests – Right? Wrong!  =
;
Corpus Juris Secundum: Volume 7 – “An
Attorney’s first duty is to:
1) The Courts 2=
) The
People (Public Prosecutor)
3) NOT to the client!
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- Florida has two distinct and separate laws regarding a homestead. The
exemption of a homestead from forced sale and from having a judgment=
or
execution being a lien thereon differs from homestead exemption as
defined for tax purposes. This exemption is governed by Article X,
Section 4, Constitution of the State of Florida (1968), which exempt=
s a
homestead from forced sale and provides that no judgment or execution
shall be a lien thereon. Clearly, this is a different thing than
homestead exemption, as defined for property tax purposes.
- The Florida property tax statutes offers homeowners a way to apply f=
or
homestead 'tax' exemptions to reduce local real estate (ad valorem)
property taxes. Application is made to the county property appraiser,
and there is no fee for filing. This is the homestead "tax"
exemption explained in their information. Homestead ad valorem (which
means 'according to value') property tax exemption is sometimes conf=
used
with the homestead 'asset' protection. The Florida exemption statutes
allows homeowners to 'designate' and 'set apart' their homesteads to
protect it from a forced sale to satisfy creditors, and to protect i=
ts
equity. The tax appraisal county office is unable to answer your
questions concerning 'designation of homestead' for protection from
forced sale.
- The exemption of a homestead from ad valorem taxation is quite a
different thing from the exemption of a homestead from seizure and s=
ale
for debts, and therefore homestead issues and court decisions for tax
purposes are not necessarily relevant to issues and decisions for fo=
rced
sale purposes, the statutory provisions being entirely different. Un=
der
the ad valorem tax exemption provision, the homestead is not require=
d to
be owned by the head of a family; he may own only an interest or an
equity in the property. Moreover, several owners, if they reside on =
the
property, may have the total amount allowable divided between them. =
On
the other hand, under the exemption law from seizure and sale, the
homestead may have any value, and in addition to the exemption of the
dwelling and the land of the homestead from execution there is also =
an
exemption of personal property as well as the improvements on the re=
al
estate. Homestead for tax purposes and homestead for purposes of
exemption from forced sale, although related because both are part of
the overall scheme of providing for preservation of the family dwell=
ing,
are not synonymous regardless of popular opinion.
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- Frivolous Lawsuit - $ 450,000 for a sprained ankle!
"Michele Nations, was walking through a park when she
stumbled on a gopher hole, tripped, and sprained her ankle. She sued=
the
city for failing to post a warning that such hazards might exist in =
the
park. She won $450,000."
- Frivolous Lawsuit - Being A Jerk Pays
"Jerry Williams sued and won $14,500 plus medical expens=
es
after his neighbor's beagle bit him on the buttocks. The dog was on a
chain in a fenced-in yard. Williams had been shooting the dog repeat=
edly
with a pellet gun at the time of the incident.“
- Frivolous Lawsuit - Stealing Hubcaps Pays
"Carl Truman, 19, won $74,000 and medical expenses after=
he
sued the neighbor who ran over his hand. His neighbor claimed that he
did not realize Truman was stealing his hubcaps at the time."=
li>
- "Current lawsuits plus the threat of possible new suits have
hampered my property management business. The frivolous lawsuits are
costing me additional staff time to defend.“  =
; &n=
bsp;
-Property Manager Tampa, FL
- "This practice [lawsuits] has been devastating to the long-term
care industry. Many administrators and nurses who were very caring a=
nd
conscientious about their work have left the industry to pursue other
employment because of fear and harassment relating to
lawsuits."  =
; &n=
bsp;  =
;
Nursing Home Manager Dunedin, FL
- "Frivolous litigation has created a new type of corporate risk.=
The
very costly process of proving as a defendant that the company did
nothing wrong has become a very real issue.“  =
; &n=
bsp;
Optics Company Miami, FL
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- State of Florida:  =
;
17,019,068
- Florida Homeowners:
11,896,328 (69.=
90% -
2003)
- County Population:  =
;
349,400 U.S. Bureau Census - 2005
- Final Judgments:  =
;
138,725
- Judgments:  =
; &n=
bsp;
49,931
- Judgment – Family:  =
;
7,314
- Claim of Lien:  =
; &n=
bsp;
30,806
- IRS Tax Lien:  =
; &n=
bsp;
13,981
- Lis Pendens:  =
; &n=
bsp;
17,870
- Tax Lien – Misc:  =
;
5,134
- Estate Tax Lien:  =
; &n=
bsp;
15
- Homestead claims:  =
; &n=
bsp;
1
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Customer Requirements – Simple & Easy
- Notarized signatures of all legal forms & Requirements for the FL
Homeowner.
- Copies of Important documentation Required.
- One-Time, Tax Deductible Fee for FLHS services.
- Lifetime Protection of Your Homesteaded property.
- Personalized CD-Rom of All Important Documents
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- We provide complete protection of your Homestead real property!
- We can permanently make your home & equity Lien and Judgment pro=
of!
- Make almost any existing Liens, Judgments against your home – =
LEGALLY
UNENFORCEABLE - Includ=
ing
IRS, child Support, debtors, and creditors!
- We provide all of the required documentation needed *As required by =
FL
Law
- We provide notarizing of required documentations *As required by FL =
Law
- We provide all filing & recording in public records * As require=
d by
FL Law
- We provide all important documentation and recorded on your own
personalized CD-Rom, for safe keeping and archiving.
- Proven Protection, no valid claim has ever been denied.
- Fast, efficient service, low rates and service fees.
- Our Service and fees are 100% TAX DEDUCTIBLE!
- The least expensive form of asset protection for your home & equ=
ity.
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- Cost comparison of various financial & legal fees, products, and services.
- FLHS- Our superiority is in cost & a One-Time Fee only. Based on
county property appraiser value.
- Trusts – May need to be amended periodically. $1,500 minimum +
costs.
- Wills – May need to be completely revised. $1,500 minimum + co=
sts.
- Attorney Fees – Fees may be very excessive and on-going. $250-=
$400
per hour plus high $ retainer.
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- The ONLY company in Florida of it’s kind.
- Offering a variety Extremely Beneficial Services.
- Minimal Costs for Maximum Legal Protection.
- Providing simple solut=
ions
of equity protection.
- “Peace of Mind” against Past, Present & possible fut=
ure
Liens and Judgments against your home.
- Making most Liens, Judgments and attachments “Legally
Unenforceable” against your home.
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- Loss of home and real property
- Loss of equity
- Loss of Income
- Payment of Judgments
- Payment to Creditors
- Inability to Sell or Re-Finance
- Loss of Proceeds From Sale
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- We provide complete Asset & Equity protection of your Florida
Homestead real property!
- We can make your home completely Lien and Judgment proof!
- Make most existing Liens, Judgments or Attachments Legally Unenforce=
able - Including IRS, child Supp=
ort,
Debtors, Creditors!
- We provide all required and legal documentation needed – as required by FL L=
aw
- We provide notarizing of all required documentations – as requ=
ired
by FL Law
- We provide filing and recording in public records - – as requi=
red
by FL Law
- We provide all important documentations and recorded on your own
personalized CD-Rom, for safe keeping, such as mortgage docs, deed d=
ocs,
Homestead docs, affidavit docs, miscellaneous docs, etc.
- Extremely Effective Legal Tool for Maximum Asset & Equity Protec=
tion
for your Home.
- Does NOT require costly, expensive Legal Fees & Attorney Fees or
recurring fees.
- Only a One-time Payment for as long as you reside in your Florida Ho=
me.
- Our Homestead Protection Service fee is 100% TAX DEDUCTIBLE!
- Having “Peace of Mind” against any future, Legal
uncertainties and knowing that your most valuable asset, Your Home is
fully Protected and safe!
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- We can make your home completely Lien and Judgment proof and protect
your equity!
- Free Consultation and Answers to all of your questions
- Contact Us Today!
- 1-866-382-5383
- www.floridahomesteadservices.com
- E-Mail: myhomestead@bellsouth.net
- Request our FREE INFORMATION Package
- Book available online on our website
- No estate plan is complete without our service
- WE ARE HERE TO HELP !
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